IN: Stereophonics are a Welsh rock band that formed in 1992 in the village of Cwmaman in the Cynon Valley. The band consists of Kelly Jones (lead vocals, lead guitar), Richard Jones (bass, piano, backing vocals), Adam Zindani (rhythm guitar, backing vocals), Jamie Morrison (drums) and touring member Tony Kirkham (keyboards). The group previously included Stuart Cable (1992-2003) and then Javier Weyler (2004-2012) on drums. Stereophonics have released ten studio albums, including six UK number one albums.

Kelly Jones and Stuart Cable lived on the same street in the Welsh village of Cwmaman. Jones heard Cable played drums so asked if he wanted to jam together. After some time practising in Jones' dad's garage, Nicholas Geek joined in on guitar. Later, Jones invited Paul Rosser and Chris Davies to play on bass guitar and keyboards, respectively. Cable recalls he was the one who suggested that Jones be the singer, as his dad was a singer back in the sixties who supported Roy Orbison. In 1986 the band recorded a demo under the name "Zephyr". When Jones went on holiday the band played a gig without him, which resulted in Jones leaving the band and Jones and Cable going their separate ways. Jones, Rosser and Davies formed their own R&B band called "Silent Runner" while Cable joined a glam-rock band named "King Catwalk" on drums.  A few years later, Cable got sacked from the band and a few weeks after that when on a bus, he waved to Jones who was standing at a bus stop and waved back. It was the first contact they had since Zephyr had broken up. Two weeks later, Jones and Cable started speaking again in the Ivy Bush. They agreed to give the band another go but Cable only wanted to play their own songs, to which Jones agreed. The duo invited Mark Everett to play for them on bass guitar and Jones then started writing his own songs.  Everett went on holiday for two weeks but Jones and Cable wanted to continue rehearsing, so Jones invited long-time friend Richard Jones to fill in for Everett. Stunned by Richard's appearance and bass playing, Cable convinced Kelly to keep him instead of Everett. The band decided they needed another member to play lead guitar. Simon Collier was the first guitarist brought in, but didn't stay in the band; he did, however, become Kelly's guitar technician. The band tried hiring two other guitarists, another Richard Jones and Glenn Hyde. Neither stayed for long. Hyde did however play harmonica on "Rooftop" for the band's 2001 album Just Enough Education to Perform. After Hyde left, the band stuck as a three-piece act.
QUESTION: Why did Cable get sacked from the band?
IN: Muhammad Yunus (Bengali: muhaammd iunuus; born 28 June 1940) is a Bangladeshi social entrepreneur, banker, economist, and civil society leader who was awarded the Nobel Peace Prize for founding the Grameen Bank and pioneering the concepts of microcredit and microfinance. These loans are given to entrepreneurs too poor to qualify for traditional bank loans. In 2006, Yunus and the Grameen Bank were jointly awarded the Nobel Peace Prize "for their efforts through microcredit to create economic and social development from below". The Norwegian Nobel Committee said that "lasting peace cannot be achieved unless large population groups find ways in which to break out of poverty" and that "across cultures and civilizations, Yunus and Grameen Bank have shown that even the poorest of the poor can work to bring about their own development".

After his graduation, Yunus joined the Bureau of Economics as a research assistant to the economics researches of Professor Nurul Islam and Rehman Sobhan. Later, he was appointed lecturer in economics in Chittagong College in 1961. During that time, he also set up a profitable packaging factory on the side. In 1965, he received a Fulbright scholarship to study in the United States. He obtained his PhD in economics from the Vanderbilt University Graduate Program in Economic Development (GPED) in 1971. From 1969 to 1972, Yunus was assistant professor of economics at Middle Tennessee State University in Murfreesboro.  During the Bangladesh Liberation War in 1971, Yunus founded a citizen's committee and ran the Bangladesh Information Center, with other Bangladeshis in the United States, to raise support for liberation. He also published the Bangladesh Newsletter from his home in Nashville. After the War, he returned to Bangladesh and was appointed to the government's Planning Commission headed by Nurul Islam. However, he found the job boring and resigned to join Chittagong University as head of the Economics department. After observing the famine of 1974, he became involved in poverty reduction and established a rural economic program as a research project. In 1975, he developed a Nabajug (New Era) Tebhaga Khamar (three share farm) which the government adopted as the Packaged Input Programme. In order to make the project more effective, Yunus and his associates proposed the Gram Sarkar (the village government) programme. Introduced by president Ziaur Rahman in the late 1970s, the Government formed 40,392 village governments as a fourth layer of government in 2003. On 2 August 2005, in response to a petition by Bangladesh Legal Aids and Services Trust (BLAST) the High Court had declared village governments illegal and unconstitutional.  His concept of microcredit for supporting innovators in multiple developing countries also inspired programs such as the Info lady Social Entrepreneurship Programme.
QUESTION:
What is the concept of microcredit?