Answer the question at the end by quoting:

Thomas Jacob "Tommy" Hilfiger (born March 24, 1951) is an American fashion designer best known for founding the lifestyle brand Tommy Hilfiger Corporation in 1985. After starting his career by co-founding a chain of record stores in upstate New York in the 1970s, he began designing preppy sportswear for his own eponymous menswear line in the 1980s. The company later expanded into women's clothing and various luxury items such as perfumes, and went public in 1992. In 1997, Hilfiger published his first book, titled All American: A Style Book, and he has written several since, including Tommy Hilfiger through Assouline in 2010.
After Tommy Hillfiger went through several iterations, in 1984 Hilfiger's first wife Susie Cirona became pregnant with their first child. Searching for more stability, Hilfiger was relieved to be offered a design position with Calvin Klein. However, after he accepted the Calvin Klein position but before he had begun working, he was approached by businessman Mohan Murjani, to pursue his goal of designing and heading a men's sportswear line. Murjani backed the necessary investment for Hilfiger to establish his own brand. Later Hilfiger oversaw the design of the Coca-Cola clothing line for Murjani.  "[Waiting to form my own eponymous line] came from a desire to create something that wasn't out there already. I was really in tune with the market--I knew what existed, and I wanted this to be different. Maybe it's the small-town boy in me, but I've always loved the prep school look, traditional Ivy League, and the clothes that sailors and jocks wear. I wanted to take these familiar old things and give them a more laid-back attitude, to make them modern and cool....[with Tommy Hilfiger Corporation in 1985], finally, I felt like I was doing work that felt natural, that felt good. The brand we were building felt so honest, so true to who I am, that it didn't feel like a struggle at all."  In 1985, he founded the Tommy Hilfiger Corporation with support from The Murjani Group. The new clothing line made its debut with a high-profile marketing campaign, for example setting up a large billboard in Times Square designed by George Lois. Hilfiger left Murjani International in 1989, with Silas Chou instead providing financial backing to the Hilfiger brand, and former executives of Ralph Lauren brought on board as executives of the newly formed company Tommy Hilfiger, Inc. The Tommy Hilfiger Corporation went public in 1992, introducing Hilfiger's signature menswear collection. Hilfiger was named Menswear Designer of the Year by the Council of Fashion Designers of America in 1995. After licensing Pepe Jeans USA in 1995, in 1996, Tommy Hilfiger Inc. began distributing women's clothing. By the end of the next year Hilfiger had opened his first store in Beverly Hills, which was followed by a store in London in 1998. Hilfiger was serving as the company's co-chairman by 1997, and that year he published his first book, titled All American: A Style Book.

What challenges did Hilfiger face?

Hilfiger was relieved to be offered a design position with Calvin Klein. However, after he accepted the Calvin Klein position but before he had begun working,



Answer the question at the end by quoting:

Christopher John Dodd (born May 27, 1944) is an American lobbyist, lawyer, and Democratic Party politician who served as a United States Senator from Connecticut for a thirty-year period from 1981 to 2011. Dodd is a Connecticut native and a graduate of Georgetown Preparatory School in Bethesda, Maryland, and Providence College. His father, Thomas J. Dodd, was also a United States Senator from 1959 to 1971. Chris Dodd served in the Peace Corps for two years prior to entering the University of Louisville School of Law, and during law school concurrently served in the United States Army Reserve.
In his role as chairman of the Senate Banking Committee Dodd proposed a program in June 2008 that would assist troubled sub-prime mortgage lenders such as Countrywide Financial in the wake of the United States housing bubble's collapse. Conde Nast Portfolio reported allegations that in 2003 Dodd had refinanced the mortgages on his homes in Washington, D.C. and Connecticut through Countrywide Financial and had received favorable terms due to being placed in the "Friends of Angelo" VIP program, so named for Countrywide CEO Angelo Mozilo. Dodd received mortgages from Countrywide at allegedly below-market rates on his Washington, D.C. and Connecticut homes. Dodd had not disclosed the below-market mortgages in any of six financial disclosure statements he filed with the Senate or Office of Government Ethics since obtaining the mortgages in 2003.  Dodd's press secretary said "The Dodds received a competitive rate on their loans", and that they "did not seek or anticipate any special treatment, and they were not aware of any", then declined further comment. The Hartford Courant reported Dodd had taken "a major credibility hit" from the scandal. At the same time, the Chairman of the Senate Budget Committee Kent Conrad and the head of Fannie Mae Jim Johnson received mortgages on favorable terms due to their association with Countrywide CEO Angelo Mozilo. The Wall Street Journal, The Washington Post, and two Connecticut papers have demanded further disclosure from Dodd regarding the Mozilo loans.  On June 17, 2008, Dodd met twice with reporters and gave accounts of his mortgages with Countrywide. He admitted to reporters in Washington, D.C. that he knew as of 2003 that he was in a VIP program, but claimed it was due to being a longtime Countrywide customer, not due to his political position. He omitted this detail in a press availability to Connecticut media.  On July 30, 2009, Dodd responded to news reports about his mortgages by releasing information from The Wall Street Journal showing that both mortgages he received were in line with those being offered to general public in fall 2003 in terms of points and interest rate.  On August 7, 2009, a Senate ethics panel issued its decision on the controversy. The Select Committee on Ethics said it found "no credible evidence" that Dodd knowingly sought out a special loan or treatment because of his position, but the panel also said in an open letter to Dodd that the lawmaker should have questioned why he was being put in the "Friends of Angelo" VIP program at Countrywide: "Once you became aware that your loans were in fact being handled through a program with the name 'V.I.P.,' that should have raised red flags for you."

Did he get mortgages from them for more than one property?
Dodd had not disclosed the below-market mortgages in any of six financial disclosure statements he filed